A place for every penny.
Write it down once, check it weekly. Kanovera turns your envelope plan into a routine you will actually keep.
What makes it different
Plans survive real life
Birthdays, late invoices, a broken washing machine — Kanovera bends the plan without shaming the planner.
Reviews, not lectures
Weekly review shows what changed and why — in plain words, without scoring your character.
Entries beat intentions
A envelope plan only works if it gets used. Kanovera is built so the daily entry takes under a minute.
How it works
- Review weekly — Kanovera flags what drifted from plan and suggests the smallest correction.
- Close the month — A short wrap-up page shows the month in five numbers.
- Set the frame — Pick your month's shape: fixed costs first, then goals, then free space.
- Log the day — One line per day is enough — amount, tag, optional note.
Inside the toolkit
Kanovera Solutions
The full workspace: envelope plan plus reviews, reminders and clean exports. Kanovera Solutions is the everything-else drawer, organized.
Kanovera Flex
Change-friendly by design: Kanovera Flex re-plans your envelope plan in two taps, with history kept.
Kanovera Invest
Kanovera Invest projects your set-asides across years so the long view stops being abstract. A planning tool, not a broker or advisor.
Kanovera Edge
Kanovera Edge reads your history and surfaces the three things worth acting on this month.
Before you start
What if I skip a week?
Nothing breaks. Kanovera is designed for real life; missed weeks fold into the next review.
Does it work offline?
Yes. Entries and reviews work offline and sync when you are back.
Is my money advice personalized?
Kanovera is a planning tool, not a licensed advisor. It explains numbers; decisions stay yours.
Where is my data stored?
On your device first, synced encrypted if you enable it. Export is always one tap away.
Kanovera
Set up the envelope plan tonight, thank yourself on Sunday.Give every envelope a clear boundary
Choose categories that reflect real spending decisions rather than an ideal month. Decide whether unused amounts roll forward or return to the general budget. Record transfers between envelopes so the totals remain consistent.
Explore Kanovera Solutions →